How does Medicare Part B handle non-covered services?

Study for the Medical Insurance Test with our comprehensive materials. Use flashcards and multiple-choice questions, each with hints and explanations, to get ready for your exam!

Medicare Part B primarily covers medically necessary services and preventive care. However, there are certain services that are not covered by Medicare Part B. When a service is not covered under this part of Medicare, the financial responsibility falls on the patient. This means that the patient must pay for these non-covered services out of pocket.

Understanding this aspect is essential for patients as it affects their medical expenses and planning for healthcare needs. For example, if a patient receives a service deemed not medically necessary by Medicare or a service that's outside the defined benefits of Part B, they will be liable for the full payment, as these charges do not qualify for reimbursement under Medicare.

This concept is important in navigating healthcare costs and understanding individual financial responsibilities related to Medicare.

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